Retirement Annuity Rates

We all have heard some of the sad stories about big lottery winners who wind up broke a few years after receiving their windfall. Some people buy expensive toys, make bad investments and have a lack of good judgment when it comes to managing a large sum of money. When you are young and squander away your fortune, you have time to recover. Such is not the case when you leave the workforce and retire.

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While you should be commended for saving and investing for your retirement during your working years, now you need to do something with the money you have accumulated. You don’t want to put money you need for income at risk in the stock market, but you also don’t want to hide it under your mattress. Money needed for income during retirement needs to be kept in safe investments.

  • Certificates of deposit
  • Bonds
  • Dividend-paying utility stocks
  • Lifetime income annuities

Certificates of deposit currently pay a miniscule interest rate. Bonds fluctuate in value and yield with changing interest rates. So-called conservative utility stocks can still go down at any time. The only safe investment you can make that guarantees you will receive income for he rest of your life is a lifetime income annuity.

The best lifetime income annuity is the one that will give you the highest amount of income each month. Finding the highest income annuity means that you must compare income annuity rates offered by a number of different insurance companies. While you could try to research all of the different retirement annuity rates out there, it is not as easy as it sounds.

If you want to be sure that you get the best lifetime income annuity with the highest rate, turn to a professional who knows all about the unique qualities and subtle differences between the top-ranked lifetime income annuities. We get great personal satisfaction out of helping all of our clients get the best lifetime income annuity. Click on the orange button for a free annuity quote, and let us help you get the guaranteed retirement income you want and need.

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